Tools · Risk

War-Risk Premium Estimator

Extra war-risk insurance is charged as a percentage of hull value to transit a listed war-risk area. Size that premium for a voyage. The rate for each area is anchored to reported market levels and adjusted for current incident activity.

An estimate, not an insurance quote. Actual war-risk rates are set per-fixture by underwriters and are not public. Each area's base rate is anchored to reported market levels and scaled by the recent incident activity shown below: a transparent model, not a firm price. Confirm any figure with your broker.

Build the voyage

Hull value (insured)

$million

Areas transited

Estimated premium

for this transit, at the current rates

Select the war-risk areas your voyage passes through.

Listed war-risk areas

The current estimated rate for each area, and the recent incidents driving it. Base rate is the anchored market level; the current rate scales it by activity over the last 90 days.

Black Sea & Sea of Azov

Russia–Ukraine war zone; mines and strikes on ports.

1.75%

base 1%

Severe30 incidents in 90 days · 58 in a yearchokepoint

Drones Hit Container Ship off Bulgaria, Crew Safe and AshoreOct 28, 2026
Russian drones strike cargo vessels bound for Chornomorsk and OdesaOct 25, 2026
Drone strike sinks cargo ship Khoryv off RomaniaOct 23, 2026

Southern Red Sea & Gulf of Aden

Houthi missile/USV threat; the driver of the Cape diversion.

0.71%

base 0.5%

Severe17 incidents in 90 days · 48 in a yearchokepoint

UKMTO advisory on suspicious small craft in Gulf of AdenOct 28, 2026
LNG carrier attacked by skiff in Gulf of AdenOct 17, 2026
LNG tanker shot at in Gulf of AdenOct 17, 2026

Persian Gulf & Strait of Hormuz

Seizure/attack risk amid Iran tensions.

0.33%

base 0.15%

Severe111 incidents in 90 days · 187 in a yearchokepoint

Tanker disabled by unknown projectile exiting Strait of HormuzOct 23, 2026
24 ships attacked in Strait of HormuzOct 23, 2026
Oil spill from tanker Gem No. 2 off Umm Al QuwainOct 23, 2026

Gulf of Guinea

Piracy/kidnap-for-ransom belt off West Africa.

0.05%

base 0.05%

Elevated1 incident in 90 days · 2 in a year

Cargo ship reports being struck in Strait of HormuzAug 4, 2026
Incidents in Gulf of GuineaJan 1, 2026

Somali Basin & Indian Ocean HRA

Somali piracy high-risk area.

0.05%

base 0.05%

Elevated2 incidents in 90 days · 4 in a year

Five seafarers killed during rescue of hijacked vessel HONOUR 25Sep 29, 2026
General cargo ship hijacked off SomaliaAug 17, 2026
Confirmed Pirate Boarding of a Bulk Carrier in the Gulf of AdenJul 1, 2026